Feel like you’re throwing away money on subscriptions and services you barely use? According to a new survey from Self Financial, the average U.S. household has slashed paid subscriptions by 32%, dropping from 4.1 in 2024 to just 2.8 now.
That’s a massive savings shift in just one year! With rising costs everywhere, more people are cutting back on unnecessary expenses to stay financially savvy. Many are realizing that some of those “essential” services aren’t so essential after all.
It’s all about reclaiming control of your spending and keeping more cash in your pocket. Here are 8 unnecessary modern expenses people are ditching right now to save big—and how you can do the same.
Cable TV subscriptions
Can we just agree that paying for cable in 2025 is so last decade? Seriously, with all the streaming options available, why pay for 100+ channels when you only watch 5?
Services like Netflix, Hulu, and Disney+ give you access to everything you need (and then some). Plus, don’t even get me started on the overpriced add-ons for “premium channels.” You’re probably already paying for those movies on Amazon anyway.
Brand-name products
Sometimes, the store brand is just as good—if not better—than the expensive name brands. Sure, it feels nice to grab that premium cereal, but do you really taste the difference?
More often than not, the generic options offer nearly the same quality for a fraction of the price. So next time, give your wallet a break and go for the no-name option.
Gym memberships you don’t use
Oh, the gym membership. It’s that commitment you made in January, but by February, you’re already back on your couch. If you’re not hitting the gym regularly, why shell out for that monthly fee?
There are plenty of free workout apps or YouTube videos that do the job—plus, your living room works just fine as a gym (no judgment —I’ve been there, too). Free weights? You’ve got your grocery bags for that!
Fancy coffee runs
Listen, I get it. There’s something about that overpriced latte that makes you feel like a million bucks. But when you start adding up your daily coffee habit, it’s a little like throwing money into a black hole.
Ever thought about brewing your coffee at home? You could save enough to book a weekend getaway in no time. Plus, your kitchen is way cheaper than that trendy café with a line out the door.
Subscription boxes
How many subscription boxes do you really need? You’ve probably got a stash of skincare samples, snacks you’ve never eaten, and socks you’ll never wear. They’re fun, but these little surprises add up fast.
Sure, it’s exciting to get something in the mail every month, but why not put that money towards something you actually need? Plus, you’ll have more space in your closet.
Eating out (too often)
Who doesn’t love grabbing dinner with friends or ordering takeout on a lazy night? But constantly eating out? That’s the real budget killer.
Cooking at home isn’t just healthier; it’s way cheaper. Pro tip: You can cook a meal at home for the price of a single restaurant dish. And let’s be real, homemade food tastes better, too.
Unused apps and services
Take a look at your phone or bank account. How many subscriptions are you actually using? Streaming services, apps, and other subscriptions can quickly pile up and become forgotten expenses.
If you’re not actively using them, hit that cancel button. It’s incredible how much you’ll save by simply trimming the digital fat. #outofsightoutofmind.
Premium pet products
Pets deserve the best, right? But sometimes, the premium pet food and accessories are just too much. It’s essential to take care of your furry friend, but there’s no need to splurge on fancy toys or over-the-top meals. Opt for quality but affordable pet products instead—your wallet and your pet will thank you.
Disclaimer: This list is solely the author’s opinion based on research and publicly available information. It is not intended to be professional advice.
Disclosure: This article was developed with the assistance of AI and was subsequently reviewed, revised, and approved by our editorial team.
7 Morning Rituals Women Swear By for More Energy and Confidence
7 Morning Rituals Women Swear By for More Energy and Confidence
Morning rituals don’t have to be complicated. A glass of water, a quick stretch, five minutes with your journal — these small things stack up to create significant change. Women who build these habits aren’t just “morning people”; they’re people who decided to take charge of their first hour of the day.
6 gas station chains with food so good it’s worth driving out of your way for
6 Gas Station Chains With Food So Good It’s Worth Driving Out Of Your Way For
We scoured the Internet to see what people had to say about gas station food. If you think the only things available are wrinkled hot dogs of indeterminate age and day-glow slushies, we’ve got great, tasty news for you. Whether it becomes part of a routine or your only resource on a long car trip, we have the food info you need.
Let’s look at six gas stations that folks can’t get enough of and see what they have for you to eat.
